Is Your Business
Cyber Insurance Ready?
67% of UK businesses fail their first cyber insurance application. Our free Cyber Risk Scorer tells you exactly where you stand — and what to fix before you apply.
Risk Assessment
Our AI-powered Cyber Risk Scorer evaluates your security posture against insurer requirements.
Gap Analysis
Identify exactly what controls you need before applying — no surprises at renewal.
Compliance Alignment
NIS2, Cyber Essentials, ISO 27001 — we map your compliance status to insurer expectations.
Premium Reduction
Better security posture means lower premiums. Insurer-published averages suggest 15-25% premium reduction following remediation of common gaps.
SBH Cyber Risk Scorer
Answer these 10 questions to see how ready you are for a cyber insurance application.
Why Insurers Reject Applications
- No MFA on email and remote access
- Missing endpoint detection & response (EDR)
- No incident response plan
- Unpatched critical vulnerabilities
- No employee security awareness training
- Lack of backup and recovery testing
For Cyber Insurance Brokers
UK brokers partner with SummitBridge Horizon to offer pre-underwriting risk assessment, NIS2 / Cyber Essentials gap closure, and remediation evidence packs that underwriters accept on first review.
Contact us at [email protected]
For UK Cyber Insurance Brokers — Frequently Asked Questions
Why partner with a cyber security firm for underwriting?
UK underwriters increasingly reject applications missing MFA, EDR, or documented incident response. Brokers who pre-screen clients with a structured cyber readiness audit lower their loss ratio and protect renewal pipelines. SummitBridge Horizon provides broker-branded readiness reports underwriters accept on first review.
What does the broker partnership programme cover?
Pre-underwriting Cyber Risk Score, NIS2 / Cyber Essentials gap closure plans, remediation evidence packs (MFA proof, EDR rollout, IR plan), renewal-readiness review, and post-incident recovery support. All deliverables are broker co-branded.
Is SummitBridge Horizon a regulated broker?
No. SummitBridge Horizon Ltd is a cybersecurity firm, not an FCA-regulated insurance broker. We support brokers and their clients with technical readiness work. Insurance placement remains with the regulated broker.
How is broker pricing structured?
Per-engagement fixed fees or annual partnership retainer. Volume discounts for brokers placing 50+ cyber policies annually. Contact [email protected] for a partnership pack.
Which insurer panels do you support?
We work alongside any UK or EU panel. Our readiness reports map to the most common underwriting questions across Beazley, AIG, Hiscox, CFC, Tokio Marine HCC, Munich Re Specialty, and Lloyd's syndicates. We do not place insurance ourselves.
What jurisdictions do you cover?
Primary: United Kingdom. Secondary: EU 27 (NIS2 / DORA alignment), with extension to Türkiye (KVKK alignment) and broader EMEA on request.